21

Thomas Montgomery, a married father of two young daughters, gets seduced by the world of online gambling and chat rooms where a virtual romance and sexual obsession ultimately leads to the murder of an innocent man.

Dan Mahowny was a rising star at the Canadian Imperial Bank of Commerce. At twenty-four he was assistant manager of a major branch in the heart of Toronto's financial district. To his colleagues he was a workaholic. To his customers, he was astute, decisive and helpful. To his friends, he was a quiet, but humorous man who enjoyed watching sports on television. To his girlfriend, he was shy but engaging. None of them knew the other side of Dan Mahowny--the side that executed the largest single-handed bank fraud in Canadian history, grossing over $10 million in eighteen months to feed his gambling obsession.

Justin McLeod is a former teacher who lives as a recluse on the edge of town after his face is disfigured from an automobile accident ten years earlier, in which a boy was incinerated--and for which he was convicted of involuntary manslaughter. Also suspected of being a paedophile, he is befriended by Chuck, causing the town's suspicions and hostility to be ignited.

In 1920s New York City, a Black woman finds her world upended when her life becomes intertwined with a former childhood friend who's passing as white.