Ben Campbell is a young, highly intelligent student at M.I.T. who strives to succeed. Wanting a scholarship to transfer to Harvard School of Medicine to become a doctor, Ben learns that he cannot afford the $300,000 tuition as he comes from a poor, working-class background. But one evening, Ben is introduced by his unorthodox math professor to a small but secretive club of five students, Jill, Choi, Kianna, and Fisher, who are being trained by Professor Rosa to count cards at blackjack.

Detective Bill Daniels has spent the last 40 years in the interrogation unit. Some are criminals, some are victims. Faced with the truth, some lie, some are defiant and some find redemption.

Do you believe in ghosts? At one time I didn't, but they believed in me.

Darlene, a single mom and flat-broke chambermaid in a ramshackle Carson City, NV hotel receives a quarter for a tip. "A lousy quarter", she says. As she's soon to find out, both it and she are lousy...with luck.